Services
George Kaplan Analytics brings 20+ years of hands-on credit risk expertise to engagements ranging from model builds to regulatory remediation. Available for contract engagements and permanent leadership roles.
Credit Model Development
Full-lifecycle model development spanning acquisition through collections — built to production standards with documentation that holds up under audit.
Acquisition & Underwriting Models
Scorecard development, approval criteria optimization, and risk segmentation for consumer lending portfolios.
Behavioral Scoring & Collections Models
Line management, delinquency prediction, and collections strategy models across the credit lifecycle.
Feature Engineering & Model Infrastructure
Automated feature pipelines and reusable infrastructure that reduce development effort and improve consistency.
Team Upskilling & Capability Building
Structured training programs that build internal modeling capability and reduce dependency on external resources.
Regulatory & Compliance
Fair Lending Model Validation & Remediation
Identifying and correcting model deficiencies before they become exam findings — with documentation built to withstand regulatory scrutiny.
Disparate Impact Testing Automation
Automated CFPB-defensible testing across lending products — reducing compliance review cycles from weeks to days.
Model Risk Governance & Documentation
End-to-end governance frameworks, model documentation standards, and testing protocols that institutionalize compliance.
Regulatory Examination Support
Direct support for CFPB, OCC, and Fed examinations — from pre-exam preparation through findings remediation.
Credit Strategy & Portfolio Analytics
Champion/Challenger Test-and-Learn Programs
Designed and deployed testing frameworks that cut strategy iteration cycles 50% while improving portfolio performance double-digits.
Loss Forecasting & Early Warning Systems
Delinquency roll rates, loss emergence curves, and forward-looking forecasts that inform underwriting and strategy adjustments in real time.
Credit Decisioning Framework Design
End-to-end policy design covering approval criteria, pricing, line assignment, and risk-adjusted profitability optimization.
Vintage & Cohort Analysis
Portfolio performance tracking and segmentation analysis that surfaces emerging risks before they become losses.
Availability
Available immediately for contract engagements and permanent leadership roles.
Open to remote work and relocation. Engagements typically begin within two weeks of agreement.
Ready to talk through your needs?
Every engagement starts with a conversation. Reach out to discuss your situation and how GKA can help.